PM Vishwakarma Yojana — Central Government Scheme
PM Vishwakarma Project Report5% Concessional Credit Limit
प्रधानमंत्री विश्वकर्मा योजना — 18 Traditional Trades
Generate your bank-compliant PM Vishwakarma project report online in 10 minutes. Correctly structures margins, working capital cycle, and project cost to qualify for the subsidized credit of up to ₹3 Lakhs.
5% p.a.
Concessional Interest
₹3 Lakhs
Max Loan Amount
₹15,000
Tool Kit Incentive
18 Trades
Artisans Covered
Yojana Benefits
PM Vishwakarma Scheme Slabs & Benefits
Supports traditional artisans and craftspeople with skill upgrading, toolkit incentives, and collateral-free credit support.
Stage 1: Training & Toolkit
- • 5–7 days Basic Skill Training
- • ₹500/day training stipend
- • ₹15,000 E-voucher for tools
- • PM Vishwakarma Certificate & ID card
Stage 2: 1st Tranche Loan
- • Collateral-free loan up to ₹1,00,000
- • Concessional interest rate of 5% p.a.
- • 18 months repayment tenure
- • Available after completing basic training
Stage 3: 2nd Tranche Loan
- • Loan limit up to ₹2,00,000
- • 5% concessional interest rate
- • 30 months repayment tenure
- • Available to Stage 2 borrowers maintaining standard accounts
18 Traditional Trades Covered
If your family business or trade is listed below, you are eligible for PM Vishwakarma benefits.
Carpenter (Suthar)
Boat Maker
Armourer
Blacksmith (Lohar)
Hammer and Tool Kit Maker
Key maker
Sculptor (Murtiakar)
Cobbler (Charmkar)
Mason (Rajmistri)
Basket/Mat/Broom Maker
Doll & Toy Maker (Traditional)
Garland Maker
Barber (Sen)
Washerman (Dhobi)
Tailor (Darzi)
Fishing Net Maker
Goldsmith (Sonar)
Potter (Kumhar)
Eligibility Criteria
- An artisan or craftsperson working with hands and tools in one of the 18 trades.
- Minimum age of 18 years at the time of registration.
- Must not have availed loans under similar credit schemes (MUDRA, PMEGP, PM SVANidhi) in the last 5 years.
- Registration limited to one member per family (husband, wife, and unmarried children).
- Government servants and their family members are not eligible.
Required Documents
- Aadhaar Card (linked to active mobile number)
- Ration Card (mandatory for family verification)
- Bank Account Details (with IFSC code)
- Active Mobile Number
- MudraReady Project Report (required by banks for Stage 2/3 credit processing)
Generate Your Vishwakarma Project Report Now
Ensure your application gets approved instantly. Our tool outputs standard formatting aligned with SIDBI & Ministry rules.